Cyber threats are a serious concern for everyone in today’s digital world. Here are some of the most common ones and how they affect people and organizations:

1. Phishing: This is when scammers send fake emails or messages to trick you into giving up personal information like passwords or credit card numbers. For individuals, this can mean identity theft and financial loss. For businesses, it can lead to data breaches and loss of sensitive information.

2. Ransomware: This type of malicious software locks you out of your files until you pay a ransom. Individuals might lose personal photos and documents, while companies can face huge disruptions, financial losses, and damage to their reputation.

3. Malware: This includes viruses and spyware that can infect your computer or smartphone. Malware can steal data, damage devices, or even spy on your activities. Both individuals and organizations can suffer from compromised security and data loss.

4. Denial-of-Service (DoS) Attacks: These attacks flood a website or network with traffic to make it unusable. For businesses, this can mean lost sales and frustrated customers. For individuals, it can mean not being able to access important services.

5. Data Breaches: When hackers break into a system to steal data, it’s called a data breach. Personal information can be exposed, leading to identity theft for individuals. Organizations might face legal penalties, financial losses, and loss of customer trust.

These cyber threats can cause major headaches and losses. It’s important for everyone to take cybersecurity seriously to protect themselves and their data.