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Home/poverty

Mains Answer Writing Latest Questions

Naincy
  • 1
NaincyBegginer
Asked: July 27, 2024In:
  • 1

What are the benefits and challenges of microfinance initiatives in addressing poverty?

governmenthungermicrofinancepoverty
  1. Mona Singh
    Mona Singh Begginer

    Microfinance initiatives have been widely recognized as a powerful tool in addressing poverty worldwide. Here are some of the key benefits and challenges of microfinance in this context: Benefits: Access to Financial Services: Microfinance provides access to financial services, such as small loans,Read more

    Microfinance initiatives have been widely recognized as a powerful tool in addressing poverty worldwide. Here are some of the key benefits and challenges of microfinance in this context:

    Benefits:

    1. Access to Financial Services:
      • Microfinance provides access to financial services, such as small loans, savings accounts, and insurance, to individuals and small businesses who are typically excluded from traditional banking systems.
      • This access to financial services empowers the poor to start or expand their businesses, invest in their education, and improve their overall economic well-being.
    2. Entrepreneurship and Self-Employment:
      • Microfinance loans enable the poor to become self-employed or start their own small businesses, fostering entrepreneurship and economic independence.
      • This can lead to increased income, asset accumulation, and community development.
    3. Women’s Empowerment:
      • Microfinance initiatives often target women, who are disproportionately affected by poverty, providing them with access to financial resources and opportunities to participate in economic activities.
      • This can enhance women’s decision-making power, financial autonomy, and overall social and economic status within their households and communities.
    4. Community Development:
      • Successful microfinance programs can contribute to the overall development of local communities by supporting small businesses, creating employment opportunities, and enhancing financial inclusion.
      • This can lead to improved living standards, reduced income inequality, and fostering of social cohesion.
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Tiasha Das
  • 0
Tiasha Das
Asked: July 22, 2024In:
  • 0

economy.indiapovertyrich
  1. Anita Dhruw
    Anita Dhruw Legend

    Indian economic conditions have changed very widely since its departure in the year 1947 from Britain. Summary De-industrialization to Industrial Growth: A Colonial Legacy This British rule completely de-industrialized India which concentrated more and more on material extraction and its agricultureRead more

    Indian economic conditions have changed very widely since its departure in the year 1947 from Britain.

    Summary De-industrialization to Industrial Growth: A Colonial Legacy This British rule completely de-industrialized India which concentrated more and more on material extraction and its agriculture production primarily for British colonies. Indian industry was not so well.

    Post-Independence: India took to planned economic development where the emphasis is placed on the growth of the industries. It has provided opportunities for building up public sector undertakings also for the establishment of heavy industries.

    Agrarian Reforms:
    Land Reforms: This area underwent reforms with a plan to right the imbalances brought about because of land holding inequality and land getting into the hands of such poor farmers who have none.

    Green Revolution: The green revolution of the 1960s and 1970s increased productivity in agriculture but created side effects related to environmental issues and reliance on chemical fertilizers.

    Economic Liberalization:
    1991 Reforms: India implemented the most important economic liberalizations in 1991. The Indian economy was opened up to foreign investment; government control would reduce and privatization at various levels would be promoted.
    This led to economic growth with increased income inequalities and social effects.

    Problems
    Poverty and Inequality: Issues of poverty and inequality remain even after economic growth has been achieved.

    Unemployment: Youth unemployment is extremely high and thus a big issue.
    Infrastructure Development: It has improved but remains woeful in many aspects of infrastructural development, especially in the rural region.

    Recent Trends:
    -Heavy attention on Digital Economy: India is heavily focusing on digital economy with initiatives like “Digital India,” which focuses on making the country digitally literate and innovative.
    -Rise of Service Sectors: It has emerged to be the most important sector showing an acceleration trend of the economic growth within India and among those sectors, it has been IT and IT-enabled services which have been the single most effective drivers.

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Tiasha Das
  • 0
Tiasha Das
Asked: July 22, 2024In:
  • 0

economy.indiapovertyrich
  1. Maryam bhat
    Maryam bhat Begginer

    Yes, the Indian economy has undergone significant changes since independence from British rule.Here are some of the major changes and developments Industrialization and infrastructure development: After independence, India opt  industrialization with a focus on developing industries such as steel, hRead more

    Yes, the Indian economy has undergone significant changes since independence from British rule.Here are some of the major changes and developments

    Industrialization and infrastructure development: After independence, India opt  industrialization with a focus on developing industries such as steel, heavy machinery and basic Infrastructure
    The government-also launchedl five-year plans to promote industrial growth.
    Agrarian reform: Land reform was carried out to abolish the zamindari system and redistribute land to landless peasants. The Green Revolution introduce  high-yielding seed varieties, irrigation and modern farming techniques, significantly boosting agricultural production.

    Liberalization and economic reforms: In the 1990s, India implemented economic liberalization policies, opening up the economy to foreign investment.This led to rapid growth in sectors such as IT, telecommunications and services.
    Growth of services sector: The services sector, which includes IT, outsourcing, banking, finance and tourism, has emerged as one of the major contributors to India’s GDP
    India has emerged as a global hub for IT services and outsourcing, attracting foreign investment and creating jobs.
    Poverty reduction and social development: Despite the challenges, poverty rates have gradually decreased and focusing on social development areas such as education, health and rural development has improved human development.

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Aachal Vayeda
  • 0
Aachal VayedaBegginer
Asked: July 21, 2024In: ,
  • 0

impactindividualintellectual povertypoverty
  1. Sneha.s
    Sneha.s

    Intellectual poverty is the unwillingness to learn something, considering oneself to be fine. One remains in his own perceptions and thoughts, restraining the mind to grow. Economists believe that it will negatively affect both the concerned person and thereby the society. This hinders an individualRead more

    Intellectual poverty is the unwillingness to learn something, considering oneself to be fine. One remains in his own perceptions and thoughts, restraining the mind to grow. Economists believe that it will negatively affect both the concerned person and thereby the society. This hinders an individual to interpret and decipher the events taking place around him, especially in the economic and political spheres. This situation plays as an opportunity for those who rule. Consider an example of a nation where the citizens are not able to understand how the government and the nation works. Who will demand the necessities to live a quality life? Who will analyze and question the new laws and amendments passed? A situation can also arise when there are jobs but not desirable seekers. This in turn will generate unemployment and eventually derail the economy. Lack of right candidates and growing needs to cater the requirements of the nation will eventually trigger unending economic poverty in the longer run. It is a grave situation where the root cause is known and can be worked out. Nations can focus on intellectual growth and developing cognitive skills of its people to ensure prosperity.

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Zoha A. Siddiqui
  • 0
Zoha A. SiddiquiBegginer
Asked: July 25, 2024In:
  • 0

What is the difference between absolute and relative poverty?

absolute povertypovertyrelative poverty
  1. Shreyans Jain
    Shreyans Jain Begginer

    Poverty refers  to a situation where an individual (or household) is unable to maintain minimum basic standards of living(food.clothing and shelter). Absolute poverty is a measure of poverty based on a set standard like the poverty line in India. It is usually measured in terms of money.It cam e eraRead more

    Poverty refers  to a situation where an individual (or household) is unable to maintain minimum basic standards of living(food.clothing and shelter).

    Absolute poverty is a measure of poverty based on a set standard like the poverty line in India. It is usually measured in terms of money.It cam e eradicated and is sometimes manipulated to show reduction in poverty when it isn’t there.

    Relative poverty of an individual is a measured in comparison to another individual.For example a middle income person is considered relatively poorer to a rich person.It can not be eradicated.It is also a measure of inequality or deprivation.

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Mansha
  • 1
ManshaLearner
Asked: July 24, 2024In: ,
  • 1

Assess the effectiveness of the National Rural Employment Guarantee Act (NREGA) in addressing rural unemployment and poverty.

povertyunemployment
  1. Sai
    Sai Begginer

    The National Rural Employment Guarantee Act (NREGA), now known as the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA), was introduced in India to address rural unemployment and poverty. It guarantees at least 100 days of wage employment per year to rural households whose adult membeRead more

    The National Rural Employment Guarantee Act (NREGA), now known as the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA), was introduced in India to address rural unemployment and poverty. It guarantees at least 100 days of wage employment per year to rural households whose adult members are willing to work. Here’s how effective it has been:

    Effectiveness in Addressing Rural Unemployment:

    1. Employment Generation: MGNREGA has created millions of job opportunities for rural workers, helping to alleviate unemployment in areas where jobs are scarce. By providing guaranteed employment, it helps stabilize rural incomes.
    2. Income Support: The wages earned through the program provide essential financial support to low-income families, helping to improve their standard of living and reduce poverty levels.
    3. Infrastructure Development: The work under MGNREGA often includes building rural infrastructure like roads, ponds, and wells. This not only provides employment but also improves local facilities and services.

    Challenges and Areas for Improvement:

    1. Implementation Issues: There have been challenges such as delays in wage payments, corruption, and inadequate job quality. Ensuring timely and fair implementation remains crucial.
    2. Limited Scope: While MGNREGA has had a positive impact, it does not fully address the complex issues of rural poverty and unemployment. Additional measures and programs may be needed to complement its benefits.

    Overall, MGNREGA has been effective in providing employment and supporting rural livelihoods, but improving its implementation and expanding its scope could enhance its impact on rural poverty and unemployment.

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Harshita
  • 1
HarshitaBegginer
Asked: July 11, 2024In: , ,
  • 1

artificial intelligenceclimate changepovertyquestiontechnology
  1. aditi sinha
    aditi sinha Begginer

    AI can address global challenges like climate change and poverty reduction as follows: 1.) For climate change: a.) AI models can provide us with the pattern of weather and help us in disaster prevention or management. b.)AI models can track the environment and help in getting the data for deforestatRead more

    AI can address global challenges like climate change and poverty reduction as follows:

    1.) For climate change:

    a.) AI models can provide us with the pattern of weather and help us in disaster prevention or management.

    b.)AI models can track the environment and help in getting the data for deforestation and provide us with animal data so as to make policies to protect them.

    c.)With the help of AI we can enhance the renewable sources of energy.

    d.)AI is being used to help companies in the metal and mining, oil, and gas industries to decarbonize their operations.AI then analyzes this data to help companiestrack and reduce  by 20-30%.

    2.)For poverty reduction:

    a.)With AI learning something is easier, people get personalised recommendations for their material.

    b.)AI can match job seekers with suitable employment opportunities and provide personalised training programs to bridge skill gaps, helping them be independent.

    c.)AI can assist farmers in increasing crop yields through precision agriculture, which uses data on weather, soil, and crop conditions to optimize planting and harvesting times. This can lead to more efficient use of resources and higher productivity.

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Khushi Ratra
  • 0
Khushi RatraBegginer
Asked: July 24, 2024In: ,
  • 0

Discuss some latest policies implemented by (any) country’s government to reduce poverty that actually made an impact.

indian developmentpovertyquestion
  1. Anita Dhruw
    Anita Dhruw Legend

    The Mahatma Gandhi National Rural Employment Guarantee Act, abbreviated as MGNREGA in India, is an excellent program that has dramatically impacted poverty. Survives rural families with 100 days of annual income. There is an infrastructure development for the rural area including roads, aqueducts, aRead more

    The Mahatma Gandhi National Rural Employment Guarantee Act, abbreviated as MGNREGA in India, is an excellent program that has dramatically impacted poverty.


    Survives rural families with 100 days of annual income.
    There is an infrastructure development for the rural area including roads, aqueducts, and water-saving buildings.
    Men’s women by leaving one-third of the positions to them.

    Impact fromrename.
    Rural poverty has been reduced and many rural households are now able to depend on MGNREGA as their lifeline during difficult times.

    The project has significantly enhanced the rural infrastructure, leading to increased access to education, healthcare, and markets.

    MGNREGA provides women with financial autonomy and job opportunities, which they now enjoy.

    Problem:
    Persistentrefund delays have negatively impacted program performance.

    The program prioritizes low-wage manual labor while limiting opportunities for higher-paying jobs and assisted projects.

    MGNREGA has been effective in protecting the environment through water conservation and afforestation, but there are concerns about the environmental impact of some initiatives.

    Through these programs, poverty has been reduced, child nutrition improved, and school attendance has increased. What are the implications?

    The provision of microfinance programs to low-income individuals and companies has been effective in generating employment and equipping entrepreneurs, making them the beneficiaries of successful initiatives.

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Vedha Priyadharshini M
  • 0
Vedha Priyadharshini MBegginer
Asked: July 16, 2024In:
  • 0

poverty
  1. Neelam Nautiyal
    Neelam Nautiyal Begginer

    India the seventh largest country in the world according to area but now first largest according to population. Not everyone in India gets food to eat , so nutritious is something very far away from the reach. Barriers which come between nutritious food and impoverished community and leads to decreaRead more

    India the seventh largest country in the world according to area but now first largest according to population. Not everyone in India gets food to eat , so nutritious is something very far away from the reach.

    Barriers which come between nutritious food and impoverished community and leads to decreasing their access to nutritious food:

    Population : Accordingly I feel that over population is the biggest barrier for the lack of food or we can say nutritious food for the impoverished community.

    Poverty : Not everyone in India is that much rich that they can afford healthy and nutritious food for themselves and the family.

    Lack of personal and public hygiene: People practising poor hygiene are also lowering the nutritional value of food.

    Consequences of disturbing the mother Earth: Nowadays all this experiments , pollution and degradation going on mother Earth results in natural disasters which lowers the availability of food thus resulting in high prices of food which cannot be afford by everyone.

    Discrimination against females: In many households especially in impoverished households in India it is considered that the man should eat more healthy food as he has to work much harder than a women resulting in low nutritious food available for women. As due to low family income nutritious food cannot be afford for everyone or whatever is available it is given away to man.

    Ways that can help to overcome these barriers:

    1.Education : Education is something that can help each and every community to understand the importance of eating nutritious food.

    2.Addressing Poverty: Addressing poverty is very important to reduce the problem of lack of nutritious food as having a good financial balance can provide everyone the access to buy and eat nutritious and healthy food.

    3.Population :The major problem, as facilities are inversely proportional to number of individuals. More the number of people in family less will be the access of each and every family member to nutritious diet.

    In conclusion we can say that poverty and population are the major issues that need to be discuss if we really want a healthy and disease free country.

     

     

     

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gaurivij
  • 0
gaurivij
Asked: July 14, 2024In:
  • 0

Discuss the significance and issues related with the concept of poverty line.

poverty
  1. Anita Dhruw
    Anita Dhruw Legend

    The poverty line remains the best tool that is used in order to estimate levels of poverty existing in a given society. It is described as the lowest standard that a person requires to earn so as to be able to earn enough to feed himself, clothe himself and get a roof over his head. The concept of tRead more

    The poverty line remains the best tool that is used in order to estimate levels of poverty existing in a given society. It is described as the lowest standard that a person requires to earn so as to be able to earn enough to feed himself, clothe himself and get a roof over his head. The concept of the poverty line is complex and faces many challenges:

    Importance:

    Policy Formulation: These data help governments formulate and implement poverty eradication policies as well as map poverty line.
    Resource Allocation: It assists in proper utilization of resources available to fight poverty related problems.
    Monitoring Change: Explanation of How Poverty Level Changes Over Time Can Help Us Understand Something about the Effectiveness of Government Policies
    Issues:
    Subjectivity: The passing of the poverty line involves several generalized and subjective decision making about what constitutes basic.
    Regional variation: The conditions of and needs for relief vary from one region to another in one country and hence are very much W/B between areas.
    Changing Nature of Poverty: Its approach is subjected to change such as inflationary.change, change in the rates of growth, and change in social order.
    -Data Quality: Cross sectional survey data is most useful in assessing the income and consumption expenditure of households, but invariably some issues of data quality arise.
    -Multidimensional Poverty: However, the means poverty, also known as income poverty, is well provided notwithstanding other dimensions are education, health, social exclusion, etc.

    To do this it could entail the coming up of multi dimensional poverty index that could include things like income, health, education and basic service. It is also necessary to have time to time revision and modification of the poverty line so that it may be in harmony with the economical and social change.

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