Cooperative banks in India typically offer loans to all-women self-help groups (SHGs) at a competitive interest rate, which usually ranges between 7% to 10%. This rate may vary based on the specific bank, the state, and the financial conditions of the SHG. The government also provides incentives and subsidies to promote women’s empowerment and entrepreneurship through these groups. The aim is to facilitate access to credit for women, enabling them to start or expand their businesses and improve their socio-economic status. This support plays a crucial role in fostering financial independence and self-sufficiency among women in rural and urban areas.