The Pradhan Mantri Awas Yojana (PMAY), popularly known as PMAY for short is the most famous of the flagship schemes of Indian Government which aims to give affordable housing to every citizen by 2022.
It subsumes almost all the sub-schemes targeting the different population segments as is the case for rural and slum dwellers a;nd; urban.

Key Achievement
In the country, this Scheme has launched a large scale of housing construction different millions household shelter systems.

It has helped to reduce the homelessness and improved quality of life for most of people in low income group.
PMAY gave women a boost, and made it compulsory for their names so she feel safe the economy that women are an owner.
The scheme is working well because the sector provides jobs to construction workers, thus fuelling economic activity which would be good for the nation.
Issues

Implementation gaps—Delays in project approvals, grappling over land and insufficient infrastructure in certain places are the weaknesses while implementing any scheme.

Quality problems: In some cases, quality of construction is a concern that could result to use displacement as well as unsafe and non-performing houses over decades.

: Marginal beneficiaries excluded–On the basis of design and eligibility criteria, there have been occurrences of exclusion the people who are eligible.

Sustainability of the program: Effectiveness and sustainability, i.e., the program in terms of its financial viability to define and a culmination up to what policies or programs need to be put in place in order to address the changes in housing necessity by people moving with period.