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Examine the role of NABARD in Micro Finance. [Answer Limit: 50 Words] [UKPSC 2012]
Microfinance: National Bank for Agriculture and Rural End Development (NABARD, 1999) defines microfinance as, "the provision of Thrift, credit, and other banking services and products of a very small amount to the poor in rural, semi-urban and urban areas so as to enable them to raise their income lRead more
Microfinance: National Bank for Agriculture and Rural End
See lessDevelopment (NABARD, 1999) defines microfinance as, “the provision of
Thrift, credit, and other banking services and products of a very small amount to
the poor in rural, semi-urban and urban areas so as to enable them to raise their
income levels and improve their living standard.”
What is the difference between Money Bill and Finance Bill? [Answer Limit: 20 words] [UKPSC 2023]
The Finance Bill forms a part of the Union Budget, which means it contains all the details regarding budgetary allocations by the central government. This bill deals with matters like tax relief, inflation and interest rate, etc. The money bills which are called “Acts for raising Revenue”. This biRead more
The Finance Bill forms a part of the Union Budget, which means it contains all the details regarding budgetary allocations by the central government. This bill deals with matters like tax relief, inflation and interest rate, etc.
The money bills which are called “Acts for raising Revenue”. This bill contains many sections that allow the raising of taxes by the Government and also authorizes borrowing of money by issuing securities.
See lessGive the main recommendations of the 14 Finance Commission. [Answer Limit: 125 words] [UKPSC 2016]
A power play-the 14th Finance Commission of India, constituted in 2013 and submitting a report in 2015-drove home several significant proposals for consolidation in the fiscal framework of India. The Finance Commission is constituted by the President under article 280 of the Constitution, mainly toRead more
A power play-the 14th Finance Commission of India, constituted in 2013 and submitting a report in 2015-drove home several significant proposals for consolidation in the fiscal framework of India. The Finance Commission is constituted by the President under article 280 of the Constitution, mainly to give its
recommendations on distribution of tax revenues between the
Union and the States and amongst the States themselves. Here are some of its primary proposals:
1. Funds Devolution: Increase share of states in the divisible pool of taxes from 32% to 42%.
2. Grant with Performance-Based Elements: Provide for performance-based grants to the states, challenging the states to perform better in their fiscal management and governance.
3. Revenue Deficit Grants: For some of the states that have more serious fiscal issues, suggest revenue deficit grants.
4. Fiscal Responsibility by States: Inculcate fiscal discipline among the states, and request them to follow the frameworks on fiscal responsibility.
5. Funding for Local Bodies: Strengthen funding to the local bodies and promote the cause of the 73rd and the 74th Amendments that advocate decentralization.
6. Health Grants Increase: Advise to raise the health and the education departments with the own financial resources for the underdeveloped states.
7. Supporting States in Managing Disasters: Establish an approach for assisting the states in case of disaster management and relief work.
8. Simplify the Tax Structure: Promote cut or reduction of the current complicated tax measures towards improving on the level of compliance while discouraging evasion and avoidance.
9. Building Tax Base: State Governments should be guided on best practices of extending the tax base through up gradation of land records and revenues.
10. Public Expenditure: It is important to recommend ways through which efficiency of expenditure can be enhanced to provide for a better result.
11. Centre Support for Programs: This may imply that some Centre programs may still need support of the Centre.
12. Incentives for Skill Development: Reward States in terms of financial spends on capacity building and vocational education.
13. Focus on Backward Areas: The concentration should continue to be on giving special input to regions that are economically downtrodden and/or not well served within the country.
14. Review of Fiscal Transfers: Consider the review of supplementary grants with regard to the premise that fiscal transfers should reflect the changes in new economic realities as well as requirements of states.
See lessA person loses 12.5% of his money and spends 60% of the remaining money. The part of his total money, now left with him, if he deposits this left over money in a bank for 2 years at 8% annual simple rate of interest, he gets 2,030 after 2 years. What was the total initial money with the person? [Answer Limit: 125 words, Marks: 08] [UKPSC-2016]
Assume that we have 100 rupees loss 12.5% money, means 100*12.5%= 12.5 rupees remaining amount 100- 12.5 = 87.5 rupees spend 60% amount of remaining money -> 87.5*60% = 52.5 rupees leftover money 87.5 - 52.5 = 35 rupees Invest the money, then we have formula to calculate interest P * R * T /100 =Read more
Assume that we have 100 rupees
loss 12.5% money, means 100*12.5%= 12.5 rupees
remaining amount 100- 12.5 = 87.5 rupees
spend 60% amount of remaining money -> 87.5*60% = 52.5 rupees
leftover money 87.5 – 52.5 = 35 rupees
Invest the money, then we have formula to calculate interest
P * R * T /100 = interest amount
P= 35
R = 8%
T = 2 years
35 * 8 * 2/ 100 = 5.6 rupees
means, Principal amount + Interest amount = 2,030 rupees
35 + 5.6 = 2,030
40.6 = 2,030
Original amount = 2,030/ 40.6 * 100= 5000 rupees
See lessWhat is the difference between Money Bill and Finance Bill? [Answer Limit: 20 words] [UKPSC 2023]
The Finance Bill forms a part of the Union Budget, which means it contains all the details regarding budgetary allocations by the central government. This bill deals with matters like tax relief, inflation and interest rate, etc. The money bills which are called “Acts for raising Revenue”. This biRead more
The Finance Bill forms a part of the Union Budget, which means it contains all the details regarding budgetary allocations by the central government. This bill deals with matters like tax relief, inflation and interest rate, etc.
The money bills which are called “Acts for raising Revenue”. This bill contains many sections that allow the raising of taxes by the Government and also authorizes borrowing of money by issuing securities.
See lessWhat is the role of Mandi Committees in the plain agriculture of the State? [Answer Limit: 50 Words] [UKPSC 2012]
Role of mandis in the agricultural marketing in India Mandi committees are crucial towards offering just prices and better marketing facilities to farmers. Mandis serve an important position in the agricultural marketing network in Indian context. Since mandis are the places where consumers buyers aRead more
Role of mandis in the agricultural marketing in India
Mandi committees are crucial towards offering just prices and better marketing facilities to farmers.
Mandis serve an important position in the agricultural marketing network in Indian context. Since mandis are the places where consumers buyers and producers sellers meet, they provide access to the market. In addition, facility for the auctioning within the mandis gives assurance that the farmers will have the right compensation for his efforts in growing crops. Simply put, a mandi is a place where activities pertaining to agriculture are undertaken.
Engaging rural dealers and other middlemen provides little opportunities for farmers to sell their crops for good prices. That is why mandis deserve a place within the ecosystem.
Five points discussed below will provide you with a tom-thumb perspective concerning the significance of mandis:
Associates to the general recognising abuse of power in the market
Consolidates the new glories of desserts and culinary Arts
Establishes adequate competitive business operation
Enable contact for farmers towards novel markets
Delivers a dynamic marketplace to connect with prospective buyers
See lessAfter the death of Katyuri King Brahmdev, this state was divided among whom? Describe. [Answer Limit: 250 words] [UKPSC 2023]
After the death of Katyuri King Brahmdev in the 12th century, the Katyuri state, which had been a prominent power in the Kumaon region, became fragmented. The lack of a strong successor led to internal conflicts among Brahmdev's heirs, resulting in the division of the kingdom into several smaller prRead more
After the death of Katyuri King Brahmdev in the 12th century, the Katyuri state, which had been a prominent power in the Kumaon region, became fragmented. The lack of a strong successor led to internal conflicts among Brahmdev’s heirs, resulting in the division of the kingdom into several smaller principalities.
Primarily, the kingdom split into two main factions: one led by King Bhairavchandra, who controlled the Kashipur region, and the other by King Sumitra, who ruled over the Dwar region. This division created a power struggle between the two branches, with each vying for control and legitimacy over the entire Katyuri territory.
As a result of this fragmentation, the authority of the Katyuri dynasty weakened significantly, leading to the rise of other regional powers, such as the Chand dynasty in the Garhwal region. The infighting and lack of cohesion allowed external forces to exploit the situation, further destabilizing the region.
This division not only marked the decline of the Katyuri dynasty but also set the stage for the emergence of new political entities in Kumaon and surrounding areas. The rivalry and territorial disputes that followed ultimately led to the disintegration of the Katyuri influence in northern India, changing the political landscape of the region for years to come.
See lessकत्यूरी शासक राजा ब्रह्मदेव की मृत्यु के बाद यह राज्य किनके मध्य विभक्त हो गया था ? विवरण दीजिए । [उत्तर सीमा: 250 शब्द] [UKPSC 2023]
कत्यूरी शासक राजा ब्रह्मदेव की मृत्यु के बाद, उनका राज्य 12वीं शताब्दी में कई हिस्सों में विभक्त हो गया। ब्रह्मदेव के बाद, उनके उत्तराधिकारियों में राज्य की सत्ता को लेकर संघर्ष बढ़ गया, जिससे राजनैतिक अस्थिरता उत्पन्न हुई। उनके उत्तराधिकारियों में से विभिन्न शासकों ने क्षेत्रीय शक्तियों के रूप मेंRead more
कत्यूरी शासक राजा ब्रह्मदेव की मृत्यु के बाद, उनका राज्य 12वीं शताब्दी में कई हिस्सों में विभक्त हो गया। ब्रह्मदेव के बाद, उनके उत्तराधिकारियों में राज्य की सत्ता को लेकर संघर्ष बढ़ गया, जिससे राजनैतिक अस्थिरता उत्पन्न हुई। उनके उत्तराधिकारियों में से विभिन्न शासकों ने क्षेत्रीय शक्तियों के रूप में उभरना शुरू किया।
राज्य मुख्यतः दो भागों में विभाजित हुआ: काशीपुर और द्यूर। काशीपुर क्षेत्र पर राजा भैरवचंद्र ने शासन किया, जबकि द्यूर क्षेत्र का नियंत्रण राजा सुमित्र द्वारा किया गया। इन दोनों शाखाओं के बीच सत्ता की लड़ाई ने राज्य को और भी कमजोर कर दिया, और परिणामस्वरूप, कत्यूरी साम्राज्य का प्रभाव क्षेत्र में कमज़ोर होने लगा।
इस विभाजन के परिणामस्वरूप, अन्य साम्राज्य जैसे गढ़वाल और चंदेल भी क्षेत्र में अपनी स्थिति मजबूत करने लगे। इससे स्थानीय राजनैतिक परिदृश्य में परिवर्तन आया और क्षेत्र में अलग-अलग राजनैतिक शक्तियों का उदय हुआ। यह प्रक्रिया धीरे-धीरे कत्यूरी साम्राज्य के पतन की दिशा में बढ़ी, जो अंततः उनकी शक्ति और प्रभाव को समाप्त कर गई।
इस प्रकार, राजा ब्रह्मदेव की मृत्यु के बाद का यह विभाजन न केवल कत्यूरी साम्राज्य के लिए, बल्कि उत्तराखंड के समग्र राजनीतिक इतिहास के लिए एक महत्वपूर्ण मोड़ था।
See lessDiscuss the contribution of Kalu Mahra in the Revolt of 1857. [Answer Limit: 250 words] [UKPSC 2023]
Kalu Mahra played a significant role in the Revolt of 1857, particularly in the Kumaon region of Uttarakhand. He emerged as a prominent leader who mobilized local communities against British rule. As a folk hero and a symbol of resistance, Mahra inspired villagers and peasants to rise up against colRead more
Kalu Mahra played a significant role in the Revolt of 1857, particularly in the Kumaon region of Uttarakhand. He emerged as a prominent leader who mobilized local communities against British rule. As a folk hero and a symbol of resistance, Mahra inspired villagers and peasants to rise up against colonial oppression.
His contributions were marked by his ability to unite various segments of society, including farmers and local artisans, to participate in the revolt. Kalu Mahra raised awareness about the injustices faced by the common people under British policies, particularly regarding land revenue and taxation, which had burdened the rural population.
Mahra led several uprisings and was instrumental in organizing resistance against British forces. His leadership provided a sense of identity and purpose to the local populace, encouraging them to fight for their rights and dignity. He was also known for his emphasis on indigenous cultural values, which resonated with the people and reinforced their resolve to challenge colonial authority.
Despite the ultimate suppression of the revolt, Kalu Mahra’s efforts were crucial in igniting the spirit of rebellion in the Kumaon region. His legacy continues to be celebrated as a testament to the bravery and resilience of those who fought against colonial rule, and he remains an important figure in the narrative of India’s struggle for independence.
See less1857 के विद्रोह में कालू माहरा के योगदान का वर्णन कीजिए । [उत्तर सीमा: 250 शब्द] [UKPSC 2023]
1857 के विद्रोह में कालू माहरा का योगदान विशेष रूप से महत्वपूर्ण था। कालू माहरा, जो कि उत्तर प्रदेश के काशीपुर क्षेत्र के निवासी थे, ने विद्रोह में एक प्रमुख नेता के रूप में कार्य किया। उनका लक्ष्य न केवल ब्रिटिश साम्राज्य के खिलाफ लड़ना था, बल्कि उन्होंने स्थानीय जनजातियों और किसानों को भी एकजुट करRead more
1857 के विद्रोह में कालू माहरा का योगदान विशेष रूप से महत्वपूर्ण था। कालू माहरा, जो कि उत्तर प्रदेश के काशीपुर क्षेत्र के निवासी थे, ने विद्रोह में एक प्रमुख नेता के रूप में कार्य किया। उनका लक्ष्य न केवल ब्रिटिश साम्राज्य के खिलाफ लड़ना था, बल्कि उन्होंने स्थानीय जनजातियों और किसानों को भी एकजुट करने का प्रयास किया।
कालू माहरा ने अपने प्रभाव क्षेत्र में जागरूकता फैलाने के लिए प्रचार किया और लोगों को विद्रोह में भाग लेने के लिए प्रेरित किया। उन्होंने भारतीय संस्कृति और गौरव को पुनर्जीवित करने का प्रयास किया, जो ब्रिटिश उपनिवेशवाद के दौरान कमजोर हो रहा था। उनके नेतृत्व में कई किसान और श्रमिक ब्रिटिश सेनाओं के खिलाफ खड़े हुए।
कालू माहरा ने न केवल स्थानीय संघर्ष को प्रेरित किया, बल्कि उन्होंने विद्रोह के उद्देश्य को स्पष्ट करने के लिए रणनीति भी विकसित की। उनका योगदान इस दृष्टिकोण से महत्वपूर्ण था कि उन्होंने आदिवासी और ग्रामीण समुदायों को संगठित किया, जो विद्रोह की शक्ति को बढ़ाने में सहायक सिद्ध हुआ।
हालांकि, विद्रोह को अंततः दबा दिया गया, कालू माहरा और उनके साथियों की बहादुरी और संघर्ष ने भारतीय स्वतंत्रता संग्राम की नींव रखने में महत्वपूर्ण भूमिका निभाई। उनकी प्रेरणा और नेतृत्व आज भी भारतीय इतिहास में एक महत्वपूर्ण स्थान रखता है।
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