Risks from cyber attacks can hurt regular people by losing their personal information and money. These are the most common cyber attacks:

1. Malware: This is the term used for malicious software that thieves data, disrupts operations, or damages systems; under this are viruses, ransomware, and spyware. It results in personal information loss to individuals and organizations in terms of finance, reputation damage, and legal consequences.
2. Phishing: It is an attempt to steal confidential information like passwords or credit card details by posing as some trustworthy source. This might result in identity theft and financial loss for the customer and data leakage with all its associated damages to the respective organization.
3. Ransomware: after inspiring, a malware encrypts files, obliging one to pay for the decryption keys. Existent is the view that when people and organizations are locked out from very vital data, this may amount to much disruption or even financial ruin if they won’t or can’t pay the ransom.
4. Social Engineering: Manipulation of people for the revelation of secret information or induction of performance of acts compromising security—this can mean unauthorized access, data breaches, and, hence, financial losses for the person or the institution.
5. Zero-Day Attacks: The exploitation is done on a vulnerability in the software before the developers manage or are able to release patches for it. This can result in wholesale damages and loss due to the absence of defense at that particular moment.