Immediate Necessities:

• Basic Needs: Money is essential for meeting basic needs such as food, shelter, healthcare, and education.
• Security: Financial stability provides a sense of security and reduces anxiety about the future.

Social and Cultural Factors:

• Status and Prestige: In many societies, wealth is associated with success, power, and social status.
• Cultural Norms: Cultural values may emphasize financial success as a key measure of achievement.

Economic Systems:

• Capitalist Economies: These systems reward financial gain and material wealth, often more visibly than skill acquisition.
• Job Markets: Many job markets prioritize qualifications and credentials that lead directly to higher-paying jobs, sometimes at the expense of skill development.

Psychological Factors:

• Instant Gratification: Money provides immediate benefits and rewards, while skill development often requires long-term effort and delayed gratification.
• Risk Aversion: Investing time and resources in skill acquisition without a guaranteed financial return can be seen as risky.

Influence of Media and Advertising:

• Consumer Culture: Media and advertising promote a consumer culture that equates happiness and success with material possessions, which requires money.
• Role Models: Media often highlights wealthy individuals as role models, reinforcing the idea that financial success is paramount.