For someone without a commerce background, learning about money management and finance can seem daunting but is essential for personal financial health. Start by familiarizing yourself with basic concepts through accessible resources like books, online courses, or reputable financial websites. Focus on understanding concepts like budgeting, saving, investing, and managing debt.

Practical experience is also invaluable. Begin by creating a budget to track your income and expenses, helping you understand where your money goes and identifying areas for savings. Explore different types of savings accounts and learn about interest rates and compounding to make informed decisions about saving money effectively.

When it comes to investing, start with simpler options like mutual funds or index funds, which offer diversification without requiring extensive knowledge of individual stocks. Take advantage of free workshops or seminars offered by banks or financial institutions to gain insights from experts and ask questions. Finally, seek guidance from financial advisors who can provide personalized advice based on your financial goals and situation. Building a solid foundation in money management takes time and patience, but with consistent effort and learning, anyone can develop the skills needed to navigate and grow their finances effectively.