Incorporating art history into the education curriculum can benefit students’ understanding of historical and cultural contexts by providing them with insights into the societal, political, and economic conditions of different time periods. Studying art history helps students connect historical events ...
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After the pandemic, the shift to non-cash transactions has increased rapidly. Perfectly easy to use wherever and whenever needed, UPI lowers barriers and promotes unintended and spontaneous purchases. Spending money through digital means, such as UPI, can feel less tangible than handling cash. ThisRead more
After the pandemic, the shift to non-cash transactions has increased rapidly. Perfectly easy to use wherever and whenever needed, UPI lowers barriers and promotes unintended and spontaneous purchases. Spending money through digital means, such as UPI, can feel less tangible than handling cash. This can lead to a diminished perception of expenditure and easier justification for spending.
The integration of UPI with BNPL services and other forms of short-term credit can lead to increased consumption, with the actual payment deferred to a later date. Easy access to loans and overdrafts through UPI-linked accounts can result in more spending, often on non-essential items.
To dilute these effects, users should utilize budgeting apps, set spending limits, and regularly review transactions. Financial education is also crucial for understanding the importance of saving and money management.
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