The UPI and digitalization of payment have seen massive spending across the nation and this is true especially with Youth and College students. Did you experience the same at some point in your life? Is it a masterstroke of the ...
Subjects like Maths, Science, Economics and History may be related to some extent, however, their application varies. Economics makes use of a lot of mathematical concepts but the very use of economics goes far beyond simple calculations. Economics is a science in itself and therefore requires practRead more
Subjects like Maths, Science, Economics and History may be related to some extent, however, their application varies. Economics makes use of a lot of mathematical concepts but the very use of economics goes far beyond simple calculations. Economics is a science in itself and therefore requires practical and analytical skills. History, on the other hand, is a descriptive subject which delves into the past events. These past events could be political events, economic events and so on.
So, it would be completely unfair to have all these related but different subjects having the same syllabus across India for entrance examinations. To pursue further studies in any of the above disciplines, a student must require a basic/undergrad level of minimum education on these subjects. Students must be tested on the basis of their own domains and not on the basis of a common syllabi.
To provide a level playing field, a section on aptitude and language skills may be added. However, for higher studies, it is essential that the individual clears the minimum eligibility criteria. Thus, entrances for higher studies must have a syllabi which accurately deals with the disciple it is designed for, and not a common syllabi as you’ve mentioned in your question.
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After the pandemic, the shift to non-cash transactions has increased rapidly. Perfectly easy to use wherever and whenever needed, UPI lowers barriers and promotes unintended and spontaneous purchases. Spending money through digital means, such as UPI, can feel less tangible than handling cash. ThisRead more
After the pandemic, the shift to non-cash transactions has increased rapidly. Perfectly easy to use wherever and whenever needed, UPI lowers barriers and promotes unintended and spontaneous purchases. Spending money through digital means, such as UPI, can feel less tangible than handling cash. This can lead to a diminished perception of expenditure and easier justification for spending.
The integration of UPI with BNPL services and other forms of short-term credit can lead to increased consumption, with the actual payment deferred to a later date. Easy access to loans and overdrafts through UPI-linked accounts can result in more spending, often on non-essential items.
To dilute these effects, users should utilize budgeting apps, set spending limits, and regularly review transactions. Financial education is also crucial for understanding the importance of saving and money management.
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