What effect have Self-Help Groups (SHGs) had on rural living in India? Explain. (125 words) [UPPSC 2018
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Impact of Self-Help Groups (SHGs) on India’s Rural Life
1. Economic Empowerment: SHGs have significantly boosted rural incomes by providing members with access to microfinance. For instance, the National Rural Employment Guarantee Act (NREGA) has been supplemented by SHGs to support income generation activities like agriculture and small enterprises.
2. Women’s Empowerment: SHGs have been instrumental in empowering women by promoting their participation in economic activities and decision-making processes. The Deendayal Antyodaya Yojana (DAY-NRLM) has helped SHGs in increasing women’s social and economic status.
3. Social Development: SHGs foster community solidarity and collective action, addressing local issues such as healthcare and education. For example, SHGs in Tamil Nadu have successfully undertaken projects for sanitation and literacy.
Conclusion: SHGs have positively transformed rural India by enhancing economic opportunities, empowering women, and fostering community development.